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UGCCU Services

This is why people choose us

Why people choose us

We offer a totally new way of borrowing

Fixed Deposit Account

Do you have a lump sum of money but don’t need to use it yet? Allocate a fixed time period…

How it works?

Loan Accounts

The University of Ghana’s Co-operative Credit Union loans are designed to meet the needs of our members.

How it works?

Shares Account

The CU membership begins with a share account. A minimum of Ghc 500.00 gives you a full membership right.

How it works?

Flexy Account

You can draw your benefits (wages, salaries, pensions, credit union savings and loans) through the Credit Union Flexy Account.

How it works?

Short-Term Loans

Make a request on our website and wait for response to e-mail within 15-30
minutes from the time of the request during business hours. Make a request on
our website and wait for response to e-mail within 15-30 minutes from the time
of the request during business hours.

Long-Term Loans

Make a request on our website and wait for response to e-mail within 15-30
minutes from the time of the request during business hours. Make a request on
our website and wait for response to e-mail within 15-30 minutes from the time
of the request during business hours.

Regular Savings

We understand the need to set funds aside and we can help do that. Whether you are saving for a rainy day, towards buying your own home, school fees, car or an anticipated vacation we can find the right savings account for you.You work hard for your money, Let your money work for you.

Youth Savings

When a kiddy Account member turns 18; his or her account becomes a Youth Savings Account. It can also be opened for a teenager whose parent is/ are UG Credit Union member at any time.

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Kiddy Savings

it’s never too early or too late to begin savings for your child(ren). Our Kiddy Savings Account is an excellent way to teach and inculcate the habit and importance of saving into kids for the future.